A Dave Ramsey inspired budget sheet where every last penny is budgeted somewhere (final balance should read zero).

To keep track of where everything got spent (similar to a check register).

So you can see how much you’ve got saved in savings, retirement, college, and other funds.

To keep track of non-monthly expenses like vehicle registration, union dues, and what-not (no more forgetting to budget for them).

So you can track how much your debt is dwindling.

Info to keep in case an issue arises with any cards.

To check off what bills have been paid each month (no more forgetting to pay bills!).So you know when bills are due and who to contact if an issue arises.A very basic budget to use if you don’t want to use the Zero Balance Budget below.A spine to easily identify your binder.A simple cover to make your binder all pretty like.plastic sleeves for business cards (optional, but helpful for keeping important business cards).a zipper binder pocket to store pens, pencils, a calculator, and a checkbook.What You’ll Need for your Own Money Binder And it has–our budget meetings are simpler and more organized. But I decided it would serve us better in a separate binder. Most of things within this Money Binder were originally stored inside my Home Management Notebook. It’s a great way to keep like things together and easily accessible–plus it keeps you well organized. If you know me really well, you know that I love binders (as evidenced by my Home Management Notebook and my Blogging Binder). Well, to keep up with our budgeting and debt busting, I decided to put together a Money Binder. As the FPU website puts it, the class is “a Biblically-based curriculum that teaches people how to handle money God’s way.” It has been a fun, eye-opening, and interesting journey! Getting rid of debt, saving up, investing, and eventually reaching a point of being able to give like crazy.

FPU is, of course, all about gaining control over your money. My husband and I have been volunteering at our church as coordinators for Dave Ramsey’s Financial Peace University video course.

Budget binder near me